For CPA and bookkeeping firms managing client debt.
Amorta.io eliminates the spreadsheets behind your loan accounting. Built specifically for CPA and bookkeeping firms, Amorta automates amortization schedules, short- and long-term liability classification, and month-end journal entries — so your team can close faster with complete accuracy. No more manual recalculations, no more errors, no more wasted time. Just clean, consistent, audit-ready numbers across every client.
Whether you're closing books for one small business or fifty, Amorta handles the loan-accounting parts your spreadsheets can't.
Handle loan accounting across your entire book of business — amortization, ST/LT splits, and JEs ready for any review.
Stop rebuilding amortization schedules in Excel every month. Clean entries flow straight to QuickBooks, Xero, or any GL.
Give your clients the debt visibility they've been asking for — without adding hours to your own close process.
Purpose-built for loan accounting. Every feature solves a spreadsheet headache.
Auto-generated for every loan. Fixed, variable, interest-only, SBA, balloon — all supported. Editable when reality doesn't match the contract.
Always accurate as of any reporting date. No more toggling between current and long-term portions by hand.
One click generates JEs for principal, interest, accrued interest, and reclassification. Export to CSV or straight into your GL.
SOFR, Prime, custom indexes — track every rate change with effective dates. The schedule recalculates automatically.
One login, every client's loans. Role-based access lets you assign staff to specific engagements.
Every change logged — who, what, when. MFA required for destructive actions. Workpapers your auditors will actually enjoy.
Onboard your first client in under 30 minutes. See your first automated month-end by week's end.
Input loan terms — principal, rate, start date, frequency. Works for term loans, SBA, equipment financing, lines of credit, and mortgages. Upload the loan agreement PDF if you want it attached for reference.
Schedules generate instantly. ST/LT splits recalculate as your reporting date changes. Variable-rate loans track index history. Every month, Amorta tells you exactly what the JE should be.
One click exports amortization schedules, journal entries, interest accruals, and audit workpapers. Drop them into QuickBooks, Xero, or any GL. Close faster. Close cleaner.
Watch how Amorta handles a real client portfolio — from loan entry to month-end journal entries.
Show us your current loan-accounting process. We'll show you where Amorta fits — no pressure, no pitch deck.
Loan accounting software for accounting firms. Built by accountants, for accountants.